Tired of Being in
You’ve come to the right place. Here you will find the tools you need to get out-of-debt, develop a workable money blueprint/spending plan/budget, track your expenses, and more.
The second goal for our emergency fund is to have it fully-funded. A fully-funded emergency fund has eight to twelve months of monthly living expenses saved. Some of you might have heard that you only need three to six months or six to eight months. Why am saying eight to 12 months?
If your checkbook is not balanced, you are living on the edge. Not knowing how much money you actually have in your checking account can and will cause you to go off the edge. You need to balance your checkbook.
Every month, you need to balance your checkbook. There might be some of you who do not know how to balance your checkbooks. There’s no shame in that. People are not taught how to balance their checkbooks.
Everything in life has priorities. You have Money Blueprint’s priorities, too. These priorities ensure that you are providing for your family.
“If anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever.” – 1Timothy 5:8
In essence, what we want to do with our Money Blueprint is to cover essentials first. These essentials consist of food, transportation, housing (including utilities), and clothing. These are all top priorities.
You might not see the joys of a Money Blueprint right away. In fact, when you are first start to do your Money Blueprint, you can become quite frustrated with the whole process. However, once you have a Money Blueprint in place, you are going to see something very strange happen. You are going to stop living in crisis mode.