When you saw, “Why Work?”, you had a response. Your response might have been, “Because I have bills to pay.”
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An umbrella liability policy is a very good idea. An umbrella policy picks up where your homeowner’s or
Read MoreIf your checkbook is not balanced, you are living on the edge. Not knowing how much money you actually have in your checking account can and will cause you to go off the
Read MoreIf you have irregular or variable income, you still need a spending plan. When you don’t have a fixed income coming in, you are either in feast or famine mode,
Read MoreTo record your expenses, you need a Money Blueprint Binder. Get yourself a small spiral notebook that easily fits into your pocket or purse. At the top of the page, write down the Category Name, for example, let’s say it is “Food”. Next, write the amount of money you have allocated this month for food. For our example, the amount you’ve allocated is 10% of your take home income. If your take home pay is $3,000, you are going to write $300.
Read MoreThe idea behind using cash is that it hurts to hand over that hard-earned cash. Right? There’s very little pain to handing the cashier the credit or debit card
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