Photo by Paulius Dragunas on Unsplash

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Why is this post titled “Climbing the Ladder”? Think of your debt as either a large pit filled with debt and you are at the bottom of this pit trying to get out.

How do you get out? The simplest way is to have a ladder given to you and for you to start climbing up and out. Alternatively, you can think of the debt as a large mountain and you want to get down from it.

Again, if you have a ladder you can start climbing down from the mountain. This is the analogy that is going to be used in this guide.
The ladder that we will be using is principles that we will apply to our debt.

The first rung is to pray. If you are single, pray. If you are married, pray together. Ask for God’s help in getting you out of debt, so that you will be a good steward(s) of His resources. Remember God owns it all and we are only stewards.

“To the LORD your God belong the heavens, even the highest heavens, the earth and everything in it (Deuteronomy 10:14). “

“For every animal of the forest is mine, and the cattle on a thousand hills (Psalm 50:10).”

“The world is mine, and all that is in it (Psalm 50:12).”

“The silver is mine and the gold is mine,” declares the LORD Almighty (Haggai 2:8).”

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