Essential Steps

Tackling Debt Like Never Before!

Are you sick and tired of being in debt; running out of money before month’s end; living paycheck-to-paycheck; or not having a retirement nest egg? Then, you have come to the right place. Here you will learn the way to achieve financial freedom without spending a dime!

STEP 1

STEP 2

STEP 3

STEP 4

the foundation

We need to make God our foundation

Quick fund

Save $1,000 to Start an Emergency Fund

snowball or avalanche

Pay off Your Debt

Decide which debt payoff method use.

Debt Snowball or

Fully funded mergency Fund

Fully funded emmergency fund

Save 8 to 12 months of expenses in as an emergency fund

STEP 5

Retirement

Invest 15% of Your Household Income into Roth IRAs and Pre-Tax Retirement Funds

STEP 6

Mortgage free

Pay off Your Home Early

STEP 7

Generous Giving

be generous

Give like no one else