Tired of Being in
You’ve come to the right place. Here you will find the tools you need to get out-of-debt, develop a workable money blueprint/spending plan/budget, track your expenses, and more.
Today, we’ll deal with the dreaded “B” Word – Budget. If you were to conduct a poll and asked people if they had a budget, the majority would say they do not. People are very reticent to make a budget, so much so that new names are now in place to replace the dread associated with the word budget. They are now called a cash flow plan, a spending plan, or a financial plan.
Somebody’s watching you does not mean that you are under surveillance by “Big Brother”. What it means is that when you have children, they are watching you. You are their primary teacher. Children will emulate their parents’ behavior, whether good or bad, including financial behavior.
Singles, I have not forgotten you. If you a single parent, a young adult just starting out, a recent college graduate, a divorcee, or just a single individual who never married, we will now address your situation. Singles have it tough. They don’t have someone to come home to. They don’t have someone with whom they can sit down
Some of you might have a spouse that is not on the same page as you about getting your finances in order. Nor do they want to have a meeting, much less get a budget done. How do you deal with this reluctance? Do you beg, demand, nag, whine, or manipulate them into working with you? The answer is absolutely not! Doing any of these things will create resentment and anger. They will never join you.
In the last post, we left off saying that when you work together you’ll make the right decision. For a couple, togetherness is the key to financial success. Just because one of you is good at math and numbers, it does not mean that you should be the only one making financial decisions. Even if you are the only breadwinner for your family, this does not give you the right to make all of the financial decisions. Both of you must work together.
Men, women, and money what a statement. God has made man and woman very differently. Each one has his/her own strengths and weaknesses. Neither one sees money in the same way. God made the man to be the protector and the provider of the family. He made the woman to be the nurturer of the family. I am not saying that women should not work or that men should be the only ones to work. All I am saying is that God created each one of differently.