posts

Documents you need

We have learned how to achieve Financial Freedom and have Financial Security. Now, we need to learn about documents that you need.

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Life insurance

You need life insurance if you have a family and you need to provide for them in the event that you die before they do. If you are single, don’t have anyone depending on you, then you do not need life insurance. You could get a small life insurance policy to cover any funeral expenses, so your loved ones won’t have to come up with the money to take care of that expense.

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Identity theft Insurance

You are most likely aware of identity theft (ID theft) and have heard about identity theft insurance. However, were you aware that in 2010, 11 million Americans were the victims of ID theft? In our technologically advanced society, your identity can be easily stolen.

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Long-term care insurance

Do not confuse Long-term Care (LTC) Insurance with Long-term Disability Insurance. They are two entirely different types of insurance. LTC is for in-home care, assisted living facilities, and nursing homes.

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Disability Insurance

Most of us don’t think about disability insurance (DI) when we first enter the workforce. We are young and full of life. We

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Health insurance

Why do you need health insurance? The main reason is because you are alive and can get sick or injured. The second reason used to be because it was the law. The Patient

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