To record your expenses, you need a Money Blueprint Binder. Get yourself a small spiral notebook that easily fits into your pocket or purse. At the top of the page, write down the Category Name, for example, let’s say it is “Food”. Next, write the amount of money you have allocated this month for food. For our example, the amount you’ve allocated is 10% of your take home income. If your take home pay is $3,000, you are going to write $300.